Credit Application Terms & Conditions

Please read these terms and conditions carefully before submitting your credit application. By submitting this application, you agree to the following terms:

• Application Submission: By submitting this credit application, you authorize us to obtain your credit report from one or more consumer reporting agencies to evaluate your creditworthiness.
• Accuracy of Information: All information provided in this application is true, accurate, and complete to the best of your knowledge. Any false or misleading information may result in the denial of your application.
• Authorization for Credit Check: You authorize us to verify your employment history and any other necessary information for the purpose of evaluating this credit application.
• Consent to Contact: By providing your contact information, you consent to us contacting you via phone, email, or mail regarding this credit application.
• Credit Approval: Submission of this application does not guarantee credit approval. Approval is subject to our credit policies and procedures.
• Use of Information: The information you provide will be used solely for the purpose of evaluating your credit application and will be kept confidential in accordance with our privacy policy.
• Credit Terms: If approved, credit terms, including interest rates, fees, and repayment terms, will be provided to you in writing.
• Compliance with Laws: You agree to comply with all applicable laws and regulations in connection with this credit application.
• Indemnification: You agree to indemnify and hold harmless our company and its affiliates from any claims arising from the submission of false or misleading information.
• Modification of Terms: We reserve the right to modify or update these terms and conditions at any time without prior notice.
• Governing Law: This agreement shall be governed by and construed in accordance with the laws of Idaho.
• Severability: If any provision of these terms and conditions is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

By submitting this credit application, you acknowledge that you have read and understood these terms and conditions and agree to be bound by them.